If we are looking for a loan in the amount of PLN 5,000 and we can not get it in a bank, we have a chance to get such a loan in several non-bank companies
People looking for non-bank loans are looking for different amounts of loans. Starting from the smallest ones in which the payday loans to large non-bank loans seem to be the most cost-effective. The last ones reach mainly people when they receive a negative decision on granting a bank loan. Today I will present indirect loans – not small ones, and not from the top shelf. Where a PLN 5000 loan is available – this is the topic for today
Looking for the cheapest loan in the amount of PLN 5,000, which we can not get in the bank, we should start by specifying the repayment date of such a loan. I mean mainly the date in which we intend to pay it back. Thanks to this, by choosing a repayment period of 12, 18 or 24 months, we will be able to check in which company the loan installment will be the lowest. You should also know that not all non-bank companies provide loans with a repayment period longer than 12 months. Although it must be admitted that today there are much more such companies than they did a few years ago.
A non-bank loan in the amount of PLN 5,000
Which PLN 5000 loan from the non-banking sector seems worth recommending? We should start our search with the best-known non-bank companies, namely Provident. At present, this company allows you to adjust the repayment date in several different options. We can choose a repayment period with a monthly installment and spread the repayment period to 12 months. If this is too short a period for us, we can think about weekly pay. Under this option, we already have 90-week repayment option available, which gives us over 1.5 years.
I chose Provident’s offer first of all for the simple reason – it is the cheapest, if we choose the option Transfer and the more so if we will be responsible for a 12-month repayment period.
In addition to Provident, we have a number of other companies that will be able to borrow us PLN 5,000. You do not have to look far and look at the proposal of Hapi Loans, which is like a twin Provident creation, only that lending fully online. The cost of loans is slightly higher than the proprietary Provident’s offer but it is much faster and without additional formalities. In this case, we can have a loan in our account on the same day.
On the same day, we may have the necessary cash of PLN 5,000 through a few other companies, such as Zaimo or Incredit. Both companies provide loans fully online and will only require us to provide data from the ID card and verify the data via a bank account. Both have the option of a repayment period with a maximum period of 24 months. In the case of Incredit, we can even know the exact cost of the loan by indicating the amount and the repayment period, after which we will display the monthly installment.